Terms & Conditions

Welcome to Policy Growth Agency. By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these Terms, please do not use this website.


1. Independent Service Disclosure

Policy Growth Agency is an independent marketing and lead generation service.

We are not:

  • National Insurance
  • Any insurance carrier or underwriting company
  • Any government agency

We do not provide insurance policies directly, process claims, accept premium payments, or guarantee insurance rates, approvals, or savings.

All product names, logos, trademarks, and brands are property of their respective owners and are used strictly for identification purposes only.


2. Purpose of This Website

This website is intended to:

  • Provide general informational content
  • Help users connect with licensed insurance agents or service providers
  • Facilitate insurance-related inquiries and call connections

The information provided on this website is not legal, financial, or insurance advice.


3. No Guarantee of Results

Policy Growth Agency does not guarantee:

  • Insurance approval
  • Lower premiums or savings
  • Specific pricing or rates
  • Policy availability
  • Service availability in every location
  • Coverage eligibility

Insurance products and services vary by provider, state, underwriting requirements, and individual qualifications.


4. User Responsibilities

By using this website, you agree:

  • To provide truthful and accurate information
  • Not to use the website for unlawful purposes
  • Not to attempt unauthorized access to systems or data
  • Not to misuse forms, phone numbers, or communication channels
  • Not to interfere with the operation or security of the website

5. Telephone Communications and Consent

By submitting your information or contacting us by phone, you expressly consent to receive communications from Policy Growth Agency and its partners, which may include:

  • Phone calls
  • SMS/text messages
  • Automated or prerecorded communications

Consent is not required as a condition of purchasing any goods or services.

Message and data rates may apply.


6. Third-Party Providers

Policy Growth Agency may connect users with:

  • Licensed insurance agents
  • Insurance carriers
  • Third-party service providers
  • Marketing partners

We are not responsible for the actions, services, products, pricing, policies, or representations made by third parties.

Any agreement between you and a third-party provider is solely between you and that provider.


7. Intellectual Property

All website content, including but not limited to:

  • Text
  • Graphics
  • Logos
  • Design elements
  • Layouts
  • Website functionality

is owned by Policy Growth Agency unless otherwise stated and may not be copied, reproduced, distributed, or used without written permission.


8. Website Availability

We do not guarantee uninterrupted or error-free operation of the website.

Policy Growth Agency reserves the right to:

  • Modify website content
  • Suspend website access
  • Update services
  • Remove content or features

at any time without notice.


9. Disclaimer of Warranties

This website and its services are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.

We disclaim all warranties including:

  • Merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or reliability of information

10. Limitation of Liability

To the maximum extent permitted by law, Policy Growth Agency shall not be liable for:

  • Indirect damages
  • Incidental damages
  • Consequential damages
  • Loss of data
  • Loss of profits
  • Service interruptions
  • Third-party actions or errors

Your use of this website is entirely at your own risk.


11. Indemnification

You agree to defend, indemnify, and hold harmless Policy Growth Agency, its affiliates, partners, employees, and contractors from any claims, liabilities, damages, costs, or expenses arising from:

  • Your misuse of the website
  • Violation of these Terms
  • Violation of applicable laws or regulations

12. Privacy

Your use of this website is also governed by our Privacy Policy.


13. Modifications to These Terms

Policy Growth Agency may revise these Terms and Conditions at any time without prior notice.

Continued use of the website after updates constitutes acceptance of the revised Terms.


14. Governing Law

These Terms shall be governed and interpreted under applicable laws and regulations of the jurisdiction in which Policy Growth Agency operates.


15. Contact Information

Policy Growth Agency
Website: Policy Growth Agency
Email: [email protected]